All Calculators &amp; Tools

Mortgage Calculator 2026 · Estimate Your Monthly Payment

Calculate your monthly mortgage payment (principal and interest), total loan cost, and interest savings across 15 and 30-year fixed rates.

Down Payment Calculator 2026 — How Much Do You Need to Buy a House?

Calculate your target home down payment amount, total cash to close, and monthly PMI savings across 3%, 5%, 10%, and 20% down payment options.

Mortgage Refinance Calculator 2026 — Should You Refinance Your Home?

Calculate your monthly mortgage savings, break-even horizon, and lifetime interest reduction when refinancing to a lower rate or shorter term.

Rent vs. Buy Calculator 2026 — Which Builds More Wealth for You?

Compare the true long-term financial cost of renting versus buying a home. Factor in equity growth, taxes, maintenance, and stock market opportunity cost.

Paycheck Calculator 2026 — Take-Home Pay by State

Calculate your net take-home paycheck for 2026/2026 across all 50 states. Itemized federal tax, FICA Social Security, state tax, and 401(k) deductions.

Federal Income Tax Calculator 2026 — IRS Brackets & Deductions

Calculate your IRS federal income tax liability for 2026/2026. Compare standard vs itemized deductions, bracket waterfalls, and the $2,000 Child Tax Credit.

Self-Employment Tax Calculator 2026 — 1099 SECA & Form 1040-ES

Calculate your 15.3% self-employment tax (SECA), 50% deduction, 20% QBI deduction, and Form 1040-ES quarterly estimated payments for tax year 2026/2026.

Taxes & PaychecksTool

Overtime Pay Calculator (Time and a Half)

Calculate your overtime earnings, time-and-a-half hourly rate, and total weekly pay under FLSA standards.

Auto Loan Calculator 2026 · Monthly Car Payment & Total Interest

Calculate your monthly car payment, total financing interest, and vehicle cost factoring in cash down payments and trade-in values.

Personal Loan Calculator 2026 · Monthly Payment & Total Cost

Calculate your fixed monthly payment, total interest charges, and total loan cost for debt consolidation, home improvement, or major purchases.

Credit Card Payoff Calculator 2026 — See Your Debt-Free Date

Want to get out of credit card debt? Calculate your debt-free payoff date and see how much time and interest you save with extra payments.

Credit Card Interest Calculator 2026 — See Your Real Monthly Cost

Calculate exactly how much interest your credit card charges per day, per month, and per year based on your balance and APR.

Compound Interest Calculator 2026 · Project Your Investment Growth

Visualize how compound interest and regular monthly contributions grow your investment portfolio over 5, 10, 20, and 30 years.

401(k) & Roth IRA Calculator 2026 — Retirement Growth & Tax Advantage

Calculate your 401(k) and Roth IRA retirement savings growth, employer match free money, IRS annual contribution limits, and Traditional vs. Roth tax savings.

FIRE Calculator (Financial Independence, Retire Early)

Calculate your FIRE number, savings rate, and projected early retirement date based on the 4% Safe Withdrawal Rule.

Savings Goal Calculator 2026 · How Much to Save Monthly

Calculate how much you need to save each month to reach your target savings goal, factoring in compound interest from high-yield accounts.

Rental Property ROI Calculator 2026 — Cap Rate & Cash Flow Analysis

Calculate your rental property cash flow, Cap Rate, Cash-on-Cash Return, and evaluate deals with the 1% rule and full pro forma operating breakdown.

Loan Calculator 2026 — Monthly Payment & Amortization Schedule

Calculate your exact monthly loan payment, total interest charges, and amortization schedule with extra payments for personal, auto, or business loans.

FIRE Calculator 2026 — Financial Independence, Retire Early

Calculate your FIRE number and retirement date. Compare Lean FIRE, Regular FIRE, Fat FIRE, Barista FIRE, and Coast FIRE targets with savings rate benchmarks.

Financial Independence Number Calculator 2026 — Your Exact FI Number

Calculate your exact Financial Independence (FI) Number and years to retire. Compare lifestyle scenarios, model passive income offsets, and set monthly savings targets.

Personal FinanceTool

Amazon Selling Price Calculator 2026 — Target FBA Profit & Margin

Calculate your exact Amazon selling price from desired profit margin or ROI. Includes 2026/2026 FBA fulfillment fees, 15% referral rates, and Price Ladder.

Sales Tax Calculator 2026 — State & Local Rates by State

Calculate sales tax across all 50 US states. Add sales tax to a sticker price, extract tax from a receipt total, and compare state and local rates.