$12 an Hour Is How Much a Year? (2026)
Working full-time, $12 an hour is $24,960 a year before taxes, $2,080 a month. After federal income tax and FICA a single filer takes home about $22,165 a year, or $1,847 a month. State income tax is not included.
$12 an hour by pay period
| Period | Gross | Take-home |
|---|---|---|
| Hourly | $12.00 | $10.66 |
| Daily (8 hours) | $96 | $85 |
| Weekly (40 hours) | $480 | $426 |
| Biweekly | $960 | $852 |
| Monthly | $2,080 | $1,847 |
| Annual (2,080 hours) | $24,960 | $22,165 |
Annual pay is $12.00 × 2,080 hours (40 hours × 52 weeks), with no unpaid time off. Take-home is for a single filer after 2026 federal income tax and FICA, with no 401(k), health insurance or credits.
Where the money goes
On $24,960 you pay $886 in federal income tax and $1,909 in FICA (Social Security and Medicare), an overall rate of 11.2%. Your top federal bracket is 10%, but only the income above each bracket threshold is taxed at that rate. Check the bracket-by-bracket math on the federal income tax calculator.
$12 an hour at different hours per week
| Hours / week | Weekly gross | Annual gross | Take-home / month |
|---|---|---|---|
| 20 | $240 | $12,480 | $960 |
| 25 | $300 | $15,600 | $1,201 |
| 30 | $360 | $18,720 | $1,419 |
| 35 | $420 | $21,840 | $1,633 |
| 40 | $480 | $24,960 | $1,847 |
| 45 (overtime) | $570 | $29,640 | $2,166 |
| 50 (overtime) | $660 | $34,320 | $2,480 |
Hours over 40 a week are paid at $18.00 (time and a half) and the table assumes 52 weeks at that schedule. Work out your own week with the overtime pay calculator.
What about your state?
The take-home pay above is exact in the 9 states with no tax on wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. Everywhere else, state income tax reduces it further. Add your state, pre-tax deductions and pay schedule in the paycheck calculator. If you are paid as a 1099 contractor, you would also owe self-employment tax: use the self-employment tax calculator.
Frequently asked questions
How much is $12 an hour per year?
Working full-time (40 hours a week, 52 weeks, 2,080 hours), $12 an hour is $24,960 a year before taxes. That is $2,080 a month, $960 every two weeks and $480 a week.
How much is $12 an hour after taxes?
A single filer with no other deductions takes home about $22,165 a year after 2026 federal income tax ($886) and FICA ($1,909): $1,847 a month, $852 biweekly, or $10.66 for every hour worked. State income tax comes off this figure in most states.
How much is $12 an hour for 20 hours a week?
Part-time at 20 hours a week is $240 a week, or $12,480 a year before tax. After federal income tax and FICA that is about $11,525 a year ($960 a month).
What is overtime at $12 an hour?
Time and a half is $18.00 an hour for every hour over 40 in a week. A 45-hour week pays $570 before tax, or $29,640 a year if you keep it up all year.
Compare other hourly rates
Estimates for a W-2 employee using the 2026 federal brackets and standard deductions and 2026 FICA rates. See the 2026 federal tax brackets guide or salary after taxes for yearly salaries.